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Category: Newsletter (30 posts)

  • August 4, 2017 @ 4:24 PM
  • Posted by Monica Peckford

August 2017 Newsletter

After the rate hike…what’s next? On July 12th, for the first time in seven years, the Bank of Canada increased the overnight rate by .25%, withdrawing some of the stimulus that was nee

  • September 2, 2016 @ 5:31 PM
  • Posted by Monica Peckford

September 2016 Newsletter

5 ways to plug the money leaks!  The brisk back-to-work attitude of September makes it a great time to review your finances and particularly your spending. Whether you are saving to buy a home

  • September 2, 2016 @ 5:26 PM
  • Posted by Monica Peckford

August 2016 Newsletter

This is the homebuyer of the future This past June, Mortgage Professionals Canada published their survey results on the Next Generation of Homebuyers; adults under the age of 40 who don’t cur

  • September 2, 2016 @ 5:24 PM
  • Posted by Monica Peckford

July 2016 Newsletter

Which mortgage features are the most important? It’s easy to look online for a mortgage rate. But rate is only one aspect of saving money on your mortgage over the long term. It’s essen

  • May 17, 2016 @ 4:49 PM
  • Posted by Monica Peckford

May 2016 Newsletter

  Give yourself some credit When your mortgage application is being considered, your lender will look at your credit habits: do you pay your bills on time? Do you tend to get over-extended on

  • May 17, 2016 @ 4:47 PM
  • Posted by Monica Peckford

April 2016 Newsletter

Sunny days! We expect a great spring market It’s true the uncertainty in the economy is making some Canadians anxious about their financial security. But the current environment is also creat

  • March 8, 2016 @ 1:28 PM
  • Posted by Monica Peckford

March 2016 Newsletter

  Be prepared with your income verification One of the most critical components of a successful mortgage approval is verifying your income. Being prepared up front will make the entire process

  • February 3, 2016 @ 4:08 PM
  • Posted by Monica Peckford

February 2016 Newsletter

What’s on your bucket list? Your bucket list includes all the goals you want to achieve, and the life experiences and dreams you want to fulfill. It’s often viewed as a “to-d

  • January 6, 2016 @ 4:48 PM
  • Posted by Monica Peckford

January 2016 Newsletter

On February 15, 2016, minimum downpayment rules are changing in Canada – for homes worth more than $500,000. The change is straightforward: for any portion of the house price over $500,000, buye

  • December 18, 2015 @ 5:55 PM
  • Posted by Monica Peckford

December 2015 Newsletter

Ten great reasons to use a mortgage broker For many Canadians, mortgage payments are their single biggest expense. Yet most don’t comparison shop to ensure they’re getting the best mort

  • November 5, 2015 @ 3:28 PM
  • Posted by Monica Peckford

November 2015 Newsletter

  Six ways to boost your credit score Your credit score is essentially your passport to financial opportunities. With a possible range of 300 to 900, your number tells lenders what kind of a ri

  • October 21, 2015 @ 11:48 AM
  • Posted by Monica Peckford

October 2015 Newsletter

Five Reasons Why You Should Let Renters Help Pay Your Mortgage Are you a savvy homebuyer? Then let renters help pay your mortgage. Recently Canada Mortgage and House Corporation (CMHC) announced th

  • September 22, 2015 @ 1:12 PM
  • Posted by Monica Peckford

September 2015 Newsletter

When you’ve got “rate envy”, does it make sense to refinance? Who would have believed that mortgage rates would have such a continued downward trend? Mortgage shoppers are looking

  • September 22, 2015 @ 1:05 PM
  • Posted by Monica Peckford

August 2015 Newsletter

Your mortgage could be a goldmine of potential savings A penny saved is a penny earned!  By making the right decisions, your mortgage could be a goldmine of potential savings. With access to

  • September 22, 2015 @ 12:53 PM
  • Posted by Monica Peckford

July 2015 Newletter

Smooth move! Nine tips to survive the buy/sell So there’s a move in your future. It can be a stressful juggling act: selling one home, buying another. We deal with this all the time, and have

  • May 26, 2015 @ 3:46 PM
  • Posted by Monica Peckford

June 2015 Newsletter

  Show me the money! What you need to know about your downpayment. You’ve got your downpayment and you’re ready to go. Congratulations! Soon you’ll need to verify that downpay

  • April 29, 2015 @ 5:03 PM
  • Posted by Monica Peckford

May 2015 Newsletter

Mortgage before June if you have less than 10 per cent down If you’re in the market for a mortgage, and have less than 10% downpayment, then you might want to get that mortgage before June.

  • April 16, 2015 @ 3:54 PM
  • Posted by Monica Peckford

April 2015 Newsletter

Three reasons buying a home is possible…with bad credit Let’s begin by saying that neither you nor a lender want to get you into a home you can’t afford. That’s not a future

  • April 16, 2015 @ 3:52 PM
  • Posted by Monica Peckford

March 2015 Newsletter

6 reasons to get unlimited private lessons with a pro! If that was a poster at the golf course with the word FREE, you’d be signing up, right? Well, this is better. When you work with me, you g

  • February 11, 2015 @ 4:01 PM
  • Posted by Monica Peckford

February 2015 Newsletter

Financial Rock. And Roll. We all want a solid financial rock under our feet when we retire. The problem is… it can be hard to save for retirement, especially if you are struggling to pay a mor

  • January 9, 2015 @ 2:22 PM
  • Posted by Monica Peckford

January 2015 Newsletter

Our top ten mortgage tips for a smart 2015 This new year, take control of your financial future by thinking smart about your mortgage. Here are our top 10 tips to help you do just that! Get a mort

  • January 9, 2015 @ 2:17 PM
  • Posted by Monica Peckford

December 2014 Newsletter

Opening doors, not building walls. I like to open doors… not build walls. If you’re self-employed, you may have already experienced “the wall”.  There are new mortgage r

  • November 4, 2014 @ 2:57 PM
  • Posted by Monica Peckford

November 2014 Newsletter

Ten steps to home. Dreaming of celebrating the holidays in your very own home? Maybe it’s not as far away as you think. In fact, you might be just ten steps away! 1.    

  • November 4, 2014 @ 2:55 PM
  • Posted by Monica Peckford

October 2014 Newsletter

Go ahead. Jump in! Thinking about buying your first home?  This may be your golden moment. Mortgage rates are still very attractive, and it’s a great season to shop for a new home. You pr

  • September 3, 2014 @ 3:03 PM
  • Posted by Monica Peckford

September 2014 Newsletter

Sharpen your pencils! It’s September and as green turns to gold we return refreshed to the rhythm of our daily routines. It’s our seasonal cue. Autumn is the perfect time to “get ba

  • September 3, 2014 @ 3:01 PM
  • Posted by Monica Peckford

August 2014 Newsletter

People don’t fit in boxes If you need a mortgage, you can try and fit into the neat little boxes at the bank, or you can come to us first. We don’t have boxes, we have solutions!  

  • June 25, 2014 @ 1:51 PM
  • Posted by Monica Peckford

July 2014 Newsletter

The ins and outs of pre-approvals When you’re house hunting, it’s a great idea to know the amount of mortgage you qualify for, your monthly payments, and that your interest rate will be

  • June 9, 2014 @ 2:16 PM
  • Posted by Monica Peckford

June 2014 Newsletter

The Green House. Look to your mortgage for energy savings. If you buy an energy-efficient home or make energy-saving renovations you may be able to get a savings boost from your mortgage!  Canad

  • May 2, 2014 @ 3:31 PM
  • Posted by Monica Peckford

May 2014 Newsletter

Buying a fixer upper? Protect yourself from “sink or swim” renovations! So you’re one of those buyers who absolutely loves older homes: the character, the unique architecture, the s

  • April 3, 2014 @ 6:10 PM
  • Posted by Monica Peckford

April 2014 Newsletter

Mortgage before May: Rising mortgage insurance premiums bump up costs If you’re in the market for a mortgage, and have less than 20% downpayment, then you might want to get that mortgage before